Required
Documents for Mortgage Applications
* Past two (2) years W-2 statements.
* Pay Stubs covering the last (30) thirty days.
* Most recent three months banks statements.
* Most recent transaction summary of 401K, IRA, or Mutual Fund
Accounts.
* Photocopies of any stocks or certificates of deposits.
* Copy of the Purchase and Sale Agreement
* If you are currently renting…either 12 months cancelled
rent checks or the name and address of your current landlord.
* If divorced… a fully executed divorce decree.
* For a refinance, a copy of the deed, and most recent tax bill.
* A letter of explanation for any known credit problems.
For
self-employed borrowers, employed in sales, paid by commission,
or Owns Rental Real Estate:* Two (2)Years signed personal
tax returns including all schedules.
* If self-employed through a corporation, last two years corporate
returns as well as a year-to-date profit and loss statement
and balance sheet.
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